Sub-Total: $0.00
The Reality of Money
In America, Broke Is Normal.
0%
Rarely Use a Monthly Budget0%
Live Paycheck to Paycheck0%
Can't Cover a $1,000 EmergencyAverage Consumer Debt
$0
Mortgages$0
Student Loans$0
Auto Loans$0
Credit Cards*Averages of those who have this type of debt.
Source: NerdWallet.
Where You Are Now Isn't Where You Have to End Up
Are you stressed? In debt? Living from paycheck to paycheck? Would an emergency take you under?
Where you are now financially is not where you have to end up.
I'm Carolyn Williams, a Ramsey Solutions Master Financial Coach since 2017, guiding you toward less debt, greater confidence, and lasting financial stability.
Your Questions Matter
Looking for answers about budgeting, debt-relief strategies, or achieving your financial goals? Ask your question and take the first step toward greater financial confidence.
What is a Financial Coach?
Financial coaching means providing regular one-on-one sessions with clients in order to ‘coach’ performance improvements to meet goals mutually set by the coach and client. Coaching is differentiated from counseling in that coaches are not “experts,” but instead they provide encouragement and monitoring over advice, and do so in a process largely driven by the client.
Coaching is not designed to be a therapeutic relationship or to manage a crisis. Coaching is well suited to asset-building programs because clients often need encouragement and support to adhere to positive financial behaviors. Provide a boost to self-control along with the flexibility to change strategies as the client's financial situation changes.
Coaching is different from counseling or mentoring and focuses more on ongoing behavior change: executive attention and goal setting, and goal monitoring.
